DID YOU KNOW?

• Almost 2 million people are sick and disabled and have been unable to work for over a year
• Over 2,900 people start claiming sickness benefits every day
• A working adult is 10 times more likely to be unable to work through ill health than to die before retirement

DURING THEIR LIFETIME ...

• 1 in 5 people has a chance of being off work for at least 3 months
• There is a 1 in 6 chance of an adult being incapacitated for longer than 6 months

.. but still many people are unprepared for the serious financial consequences which could follow if they are unable to work because of a serious illness or accident.

People who took out a mortgage after October 1995 will not receive help from the state for the first nine months of unemployment. Those who took out mortgages prior to this date will have to wait two months before they receive help and when you do receive help will it be sufficient. Are your mortgage and other financial commitments protected?

Click to see the Key Features of the cover.
Click here for the Policy Wording.
Check the Claims Procedure.